Risk and Compliance Officer

About VisionFund / World Vision International

Key Responsibilities

1. Regional Compliance Management (40%)

• Work with the Compliance Manager to implement the Compliance Monitoring Plan across regional Business Centers.
• Monitor and report all violations of VFT MFB policies, procedures, and legal or regulatory requirements (BOT, FIU, TRA, Company Law, Labour Law, etc.).
• Conduct staff training on bank policies, procedures, consumer protection, and Anti-Money Laundering (AML).
• Submit monthly reports listing staff who violate Know Your Customer (KYC) requirements to the Compliance Manager.
• Advise the bank on compliance status regarding regional operational policies, local procedures, and regulatory requirements.
• Review and report operational non-compliance issues, including data entry errors, reconciliation discrepancies, abnormal approvals, and irregular withdrawals.
• Monitor and report on the implementation status of recommendations from internal audits, external audits, regulatory inspections, and compliance reviews.
• Conduct portfolio and compliance reviews for branches or loan officers with Portfolio at Risk (PAR) above acceptable levels.
• Maintain an updated register of Politically Exposed Persons (PEPs) in the bank’s database.
• Prepare monthly compliance review reports and contribute to quarterly documentation of the bank’s annual action plan.

2. Risk Management at Business Center Level (40%)

• Analyze branch report trends within the region to enable early detection of operational anomalies and potential fraud.
• Report confirmed or potential fraudulent activities and monitor fraud recovery progress.
• Assist the Senior Risk Officer in identifying risks, updating risk registers, and monitoring/reporting risk incidences.
• Monitor and report emerging risks to the Risk Manager as they occur.
• Perform loan vetting for loans in arrears for more than 120 days.
• Compile and submit weekly/monthly lists of untraceable clients.
• Monitor Money Laundering issues, recommend AML enforcement measures, and participate in reviewing AML policies and related procedures.

3. Physical Security & Health Focal Person (10%)

• Conduct operational testing of internal risk and compliance controls, including security devices.
• Act as the regional focal person for health, physical security, and office safety.
• Assess VFT offices to identify physical security and health gaps.
• Support the Compliance Manager in conducting physical security and safety awareness sessions.

4. Training & Communication (10%)

• Conduct regular training for new and existing staff on risks, physical security, AML, and general compliance matters.
• Communicate compliance concerns and updates directly to Business Center Managers (BCMs).

Qualifications & Requirements

Educational Background

• University Degree: Law, Information Communication Technology (ICT), Business Management, Banking, or related disciplines.
• Knowledge of compliance software and applications is required.
• ICT Knowledge is considered an added advantage.

Work Experience

• Experience in Banking or Financial Institution operations.
• Practical background in Enterprise Risk Management (ERM).
• Clear understanding of the impact of money laundering on the economy and financial systems.

Key Competencies & Personal Attributes

• Strong analytical, investigative, and problem-solving skills with meticulous attention to detail.
• High level of integrity, ethical standards, and reliability.
• Effective training, communication, and interpersonal skills.
• Proficiency in Microsoft Office applications.
• Self-starter, highly motivated, well-organized, and detail-oriented.
• Faith Requirement: Committed Christian.

Important Safeguarding Disclaimer

Zero-Tolerance Policy: VisionFund maintains a zero-tolerance policy for violence, abuse, or sexual exploitation against children and vulnerable adults by any staff or affiliates. Strict background checks are conducted for all applicants. Every team member must understand safeguarding priorities and actively participate in ongoing training.

How to Apply